trusted by +38 international clients, 5.0 avg. rating

+38 clients, 5.0 avg. rating

Buy your home in Poland with a trusted, English-speaking mortgage expert

As an expert who has successfully guided dozens of expats through the Polish mortgage market, I know exactly how to secure your loan. I don't just find the lowest rate, I use my deep knowledge of local banking procedures to verify the legal status of property, translate complex terms into plain English, and handle all negotiations directly with the banks until you hold the keys to your new home.

My service costs 0 zł

I work with all banks

avg. respons time less then 24h

My service costs 0 zł

I work with all banks

Zdjęcie przedstawiające Jakuba Miśkiewicza z gradientem

I've helped clients from around the world

You're a foreigner and want to buy property in Poland but you feel confused and don't know how to approch it?

You're a foreigner and want to buy property in Poland but you feel confused and don't know how to approch it?

You've found the right place. You live and work here. You want to buy. The paperwork feels overwhelming, the language is a barrier, and you're not sure if banks will even say yes. I am here to handle the entire mortgage process for you from start to finish.

You've found the right place. You live and work here. You want to buy. The paperwork feels overwhelming, the language is a barrier, and you're not sure if banks will even say yes. I am here to handle the entire mortgage process for you from start to finish.

Free of charge

I work with all banks

Average response time under 24h

Free of charge

Average response time under 24h

Zdjęcie Jakuba Miśkiewicza w biurze w granatowym garniturze oraz z komputerem

Not sure if you are even allowed to buy property in Poland? Let's clear that up first

Rules on foreigners buying property in Poland depend on your nationality and residence Before we touch banks, I check where you stand

Know if you can buy freely or need a permit

I check your situation against Polish rules, so you start with a clear answer instead of a guess about whether a permit applies to you.

Avoid costly surprises later

We confirm your right to purchase up front, before you commit to a property or a bank, so nothing blocks you halfway through.

Get it explained in plain English

No legal jargon and no Polish forms you cannot follow. Just a straight answer on what applies to you and what to do next. No hidden costs on your side

Free of charge

I work with all banks

Average response time under 24h

Free of charge

Average response time under 24h

Banks whitch I work with

  • logo mbanku
  • logo ing
  • logo erste
  • logo milenium bank
  • logo bank pekao
  • logo alior banku
  • logo bnp paribas
  • logo bank pko
Zdjęcie przedstawiające uścisk dłoni dwóch osób, które właśnie dogadały się wzajemnie w sprawie kredytu
Zdjęcie jednej z klientek Jakuba

Collaborating with Jakub throughout this process was great. I'm happy to have him as my financial advisor, he is so helpful.

-Sue Hatipoglu

No hidden fees and no foreigner surcharge

No hidden fees and no foreigner surcharge

My help costs you 0 zł and ther is no catch because the bank pays me once your mortgage goes through. You get the same banks and conditions as a Polish client. I explain every real cost, from bank fees to notary, in plain English. You always know what you are paying and why.

My help costs you 0 zł and ther is no catch because the bank pays me once your mortgage goes through. You get the same banks and conditions as a Polish client. I explain every real cost, from bank fees to notary, in plain English. You always know what you are paying and why.

Free of charge

I work with all banks

Average response time under 24h

Free of charge

Average response time under 24h

Co mówią moi klienci?

Trusted by clients who were once exactly where you are right now

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

Great experince”

Was great experince , with ongoin support and daily communications to drive smooth readiness on documentation and application.

Zdjęcie klienta eksperta kredytowego

Guner Haci

Mortgage

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

Dzięki jego profesjonalizmowi i życzliwości wszystko przebiegło sprawnie i bez stresu.

Pan Jakub to niezwykle pomocna i zaangażowana osoba. Zawsze dostępny, gdy tylko go potrzebujesz – z cierpliwością odpowiada na każde pytanie i prowadzi przez cały proces krok po kroku. Dzięki jego profesjonalizmowi i życzliwości wszystko przebiegło sprawnie i bez stresu. Usługa na najwyższym poziomie – gorąco polecam!

Zdjęcie klienta eksperta kredytowego

Kim Anh Nguyen

Mortgage

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

We successfully bought our first home through

We successfully bought our first home through Jakub. He was very helpful and patient when explaining all the steps and the repayment schedules. He assisted us (Non EU citizens) to get an offer under the 2% safe loan. We are very grateful and will recommend your services without hesitation.

Zdjęcie klienta eksperta kredytowego

Christopher Muzavazi

Mortgage

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

„He is so helpful."

Collaborating with Jakub throughout this process was great. I'm happy to have him as my financial advisor, he is so helpful.

Zdjęcie jednej z klientek Jakuba

Sue Hatipoglu

Mortgage

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

Very professional and responsive. He is such a person that would go that extra mile for his customers

Amazing customer service! We were applying for a mortgage, and Mr Jakub and his firm made that process go by in a very smooth way. I know from other people who have gone through that it is very stressful experience but I really didn't feel that at all. Very professional and responsive. He is such a person that would go that extra mile for his customers. I highly recommend him.

zdjęcie profilu Google klientki, której pomogłem uzyskać kredyt

Fanche Smilevska

Mortgage

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

„Thank you for Professionalism and expertise

I would like to thank you, Mr. Jakub for his professionalism, expertise and excellant service. I higly recommend contacting him.

zdjęcie profilu Google klienta, której pomogłem uzyskać kredyt

Uger Metin

Mortgage

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

Definitely Recommend. A Perfect Guide I am feeling peaceful and happy knowing I will get the keys to my home this week and I largely owe this to Mr. Jakub.

My situation during the application process was not very favourable and I even had negative decisions from other places. Mr. Jakub understood everything, analysed my situation in a very professional way and patiently explained all the options available to me. Thanks to his experience and knowledge in the field, we got my loan approved. I had no idea about the mortgage system in Poland, but Mr. Jakub’s command of the subject and clear explanations removed all my worries and doubts. I am grateful for the support he gave us throughout the process: he answered even my non-financial questions with great care, his communication in English was perfect, he replied to my questions very quickly, he guided us correctly at every step and his positive approach relaxed us. I warmly thank him. I hope to work with him again in the near future.

Zdjęcie klienta eksperta kredytowego

Ayse Yildiz

Mortgage

Gwiazdki oraz logo Google wraz ze znaczkiem że są zweryfikowane

Complete professional service

They provide a completely professional service. They are professionals in their work. Perfect...I highly appreciate their efforts.

Zdjęcie klienta eksperta kredytowego

Shahriyar Mukhtarov

Mortgage

My service costs 0 zł

I work with all banks

avg. respons time less then 24h

Koszt usługi to 0 zł

Współpracuję ze wszystkimi bankami

FAQ

What people in same situation usually ask before a meeting

Can I get a mortgage in Poland as a foreigner?

In most cases yes, especially if you live and work in Poland. What you qualify for depends on your residence, income and the bank, so I check your situation honestly first and tell you exactly where you stand.

Do I need to speak Polish to work with you?

No. I handle everything in clear English, from our first call to signing at the bank. You will never be left guessing what a Polish form or clause means.

What does your help cost me?

0 zł. The bank pays me once your mortgage goes through, so my advice stays free whether or not you decide to move forward. There is no foreigner surcharge on my service.

Do I need a permit to buy property in Poland?

It depends on your nationality and residence. Citizens of the EU, EEA and Switzerland can usually buy like a Polish citizen, while some other cases need a permit. I check this with you upfront so there are no surprises, and bring in a legal specialist when a case calls for it.

How much down payment do I need, and does being a foreigner change it?

It varies by bank and situation, and some banks do expect a higher down payment from foreign clients. On our call I show you which banks fit your case and what each one will actually require, so you can plan with real numbers.

Can I get a mortgage in Poland as a foreigner?

In most cases yes, especially if you live and work in Poland. What you qualify for depends on your residence, income and the bank, so I check your situation honestly first and tell you exactly where you stand.

Do I need to speak Polish to work with you?

No. I handle everything in clear English, from our first call to signing at the bank. You will never be left guessing what a Polish form or clause means.

What does your help cost me?

0 zł. The bank pays me once your mortgage goes through, so my advice stays free whether or not you decide to move forward. There is no foreigner surcharge on my service.

Do I need a permit to buy property in Poland?

It depends on your nationality and residence. Citizens of the EU, EEA and Switzerland can usually buy like a Polish citizen, while some other cases need a permit. I check this with you upfront so there are no surprises, and bring in a legal specialist when a case calls for it.

How much down payment do I need, and does being a foreigner change it?

It varies by bank and situation, and some banks do expect a higher down payment from foreign clients. On our call I show you which banks fit your case and what each one will actually require, so you can plan with real numbers.

Can I get a mortgage in Poland as a foreigner?

In most cases yes, especially if you live and work in Poland. What you qualify for depends on your residence, income and the bank, so I check your situation honestly first and tell you exactly where you stand.

Do I need to speak Polish to work with you?

No. I handle everything in clear English, from our first call to signing at the bank. You will never be left guessing what a Polish form or clause means.

What does your help cost me?

0 zł. The bank pays me once your mortgage goes through, so my advice stays free whether or not you decide to move forward. There is no foreigner surcharge on my service.

Do I need a permit to buy property in Poland?

It depends on your nationality and residence. Citizens of the EU, EEA and Switzerland can usually buy like a Polish citizen, while some other cases need a permit. I check this with you upfront so there are no surprises, and bring in a legal specialist when a case calls for it.

How much down payment do I need, and does being a foreigner change it?

It varies by bank and situation, and some banks do expect a higher down payment from foreign clients. On our call I show you which banks fit your case and what each one will actually require, so you can plan with real numbers.

Ready to talk?

Call or send ma a message

Zdjęcie z Drona przedstawiające Stadion Narodowy

trusted by +38 international clients, 5.0 avg. rating

+38 clients, 5.0 avg. rating

+38 clients, 5.0 avg. rating

Book my free consultation and talk to an english speaking expert

Submit the form and I will get back to you within 24h. I will check what banks can offer you as a foreigner. No cost or obligation on your side.

Book a consultation

Mon-Thu 9AM - 6:30PM, Fri: 9AM-3PM

Online or in my office

My service is free

*I will call you back ASAP

Zdjęcie klienta eksperta kredytowego

Was great experince , with ongoin support and daily communications to drive smooth readiness on documentation and application.

-Guner Haci